Whether you’re a first-time buyer or want to refinance at a lower rate, my team can help.
Find out how much home you can afford by getting pre-approved for your next home loan now.
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Home buyers in todays market are looking for ways to lower their monthly payment. I have some answers.
How buyers can use someone else’s money to lower their interest rate
Kathleen Kerins views November 4, 2022 3:42 pm
Will home prices crash? Is real estate a good investment? Is home buying affordable?
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Should I buy This Fall
Kathleen Kerins 1 views September 22, 2022 7:37 pm
Questioning whether you should buy now or wait? Will home prices go down? Get answers and a gameplan.
Is This A God Time To Buy Fall 2022?
Kathleen Kerins views September 22, 2022 2:59 am
It's 2022 Market Half-Time. Learn what is happening in the Housing and Mortgage Markets and what to expect in the coming months.
Monday Monthly Market Report for June
Kathleen Kerins views June 14, 2022 3:00 pm
Welcome to Homebot
Kathleen Kerins views June 13, 2022 2:46 pm
Don't give up! You can still buy a home this year. Are you discouraged because you don't think you can buy a home this year? Don't give up just yet! In this video I'll share some tips on how you can still buy a home, even if it seems like the market is against you. We'll help you get started on the path to homeownership today! Kathleen Kerins, President kerinsloans@gmail.com Kathleen Kerins, NMLS#212653 Kerins Associates, NMLS#211227 301-236-4556 c-240-676-5893 #firsttimehomebuyer #firsttimehomebuyers #firsttimehomebuyertips#firsttimehomebuyerspecialist#firsttimehomebuyersprogram#buyingahome#buyingahome101#buyingahomesoon #buyingahomeisfun #valoans #buyahome #buyahometoday#buyahomenow #buyahomewithme#homeowners #homeownership #homeowner #homeownershipgoals #refinance #mortgage #refinancemortgage #refinancing #va #valoan #valoanspecialist
Don't give up! You can still buy a home this year.
Kathleen Kerins views April 27, 2022 5:44 pm
The Comeback Kid: How to Buy a House in Today's Competitive Market Are you looking to buy a house? In today's competitive market, it can be hard for first time home buyers to find the right mortgage. In this video I share some tips and strategies that will help people who are new homeowners get into the property of their dreams! We'll help you get started on the path to homeownership today! Kathleen Kerins, President kerinsloans@gmail.com c-240-676-5893 Kathleen Kerins, NMLS#212653 Kerins Associates, NMLS#211227 301-236-4556 c-240-676-5893 #firsttimehomebuyer #firsttimehomebuyers #firsttimehomebuyertips#firsttimehomebuyerspecialist#firsttimehomebuyersprogram#buyingahome#buyingahome101#buyingahomesoon #buyingahomeisfun #valoans #buyahome #buyahometoday#buyahomenow #buyahomewithme#homeowners #homeownership #homeowner #homeownershipgoals #refinance #mortgage #refinancemortgage #refinancing#va #valoan #valoanspecialist
The Comeback Kid: How to Buy a House in Today's Competitive Market
Kathleen Kerins views April 7, 2022 7:45 pm
How Much Down Payment Do I Need For A Mortgage? Figuring out how much money you need to buy a house can be tricky. In this video, I break it down for you and explain how much down payment you'll need for a mortgage. If you're looking to buy a home, make sure to watch this video first! Kathleen Kerins (240) 676-5893 Kathleen Kerins, President kerinsloans@gmail.com Kathleen Kerins, NMLS#212653 Kerins Associates, NMLS#211227 301-236-4556 c-240-676-5893 #firsttimehomebuyer #firsttimehomebuyers #firsttimehomebuyertips #firsttimehomebuyerspecialist #firsttimehomebuyersprogram #buyingahome #buyingahome101 #buyingahomesoon #buyingahomeisfun #buyahome #buyahometoday #buyahomenow #buyahomewithme #homeowners #homeownership #homeowner #homeownershipgoals #refinance #mortgage #refinancemortgage #refinancing
How Much Down Payment Do I Need For A Mortgage?
Kathleen Kerins views March 29, 2022 4:37 pm
The Mortgage Game - "Wait For The Rate" Strategy Kathleen Kerins (240) 676-5893 Kathleen Kerins, President kerinsloans@gmail.com Kathleen Kerins, NMLS#212653 Kerins Associates, NMLS#211227 301-236-4556 c-240-676-5893 #firsttimehomebuyer #firsttimehomebuyers #firsttimehomebuyertips #firsttimehomebuyerspecialist #firsttimehomebuyersprogram #buyingahome #buyingahome101 #buyingahomesoon #buyingahomeisfun #buyahome #buyahometoday #buyahomenow #buyahomewithme #homeowners #homeownership #homeowner #homeownershipgoals #refinance #mortgage #refinancemortgage #refinancing
The Mortgage Game - "Wait For The Rate" Strategy
Kathleen Kerins views March 23, 2022 6:33 pm
Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.
Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.
Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Kerins Associates Inc. for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.
Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.
Kathleen's a rock star. We first reached out to her a year ago and ended up putting our house search on hold, but we had such a positive experience that we sought her help when it was time to look again. Megan Segura
Kathleen's a rock star. We first reached out to her a year ago and ended up putting our house search on hold, but we had such a positive experience that we sought her help when it was time to look again.
There are 3 words I think best describe Kathleen in regards to her work: Knowledgeable, Cordial, and HARD WORKING. Seriously, this woman does not sleep! Landon Kestner
There are 3 words I think best describe Kathleen in regards to her work: Knowledgeable, Cordial, and HARD WORKING. Seriously, this woman does not sleep!
Kathleen and her entire team are efficient, knowledgeable, responsive and truly put the interest of their client first. 1. The mortgage: This was topnotch. Ina Ochoche
Kathleen and her entire team are efficient, knowledgeable, responsive and truly put the interest of their client first. 1. The mortgage: This was topnotch.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: